Surplus funds (also called excess proceeds) are the leftover money from a foreclosure sale or tax deed sale after all debts tied to the property have been paid.

Surplus proceeds are generally available to the former owner of record or their lawful heirs. To determine if you have a valid claim, our team performs a comprehensive audit of the property’s title history and the official court records. We look for the "owner of record" at the specific time the foreclosure or tax deed action was initiated. Because every case involves unique factors—such as junior liens, mortgages, or estate status—we provide the administrative research necessary to identify the available equity and help you understand the next steps in the recovery process.

If the owner of record entitled to surplus funds has passed away, the right to claim those funds does not disappear — it transfers to the owner’s estate or lawful heirs.

Absolutely. We coordinate the entire probate process for heirs when it is required to recover surplus funds. Many families find that they cannot claim surplus equity because the property owner of record has passed away. One of the biggest benefits of working with us is that we remove the financial barrier to starting this process. We cover all upfront attorney fees and court filing costs, so you never have to pay out of pocket to open an estate. These initial costs are often the main reason families walk away from their rightful equity—and we ensure that doesn’t happen to you.

In the vast majority of cases, no. Our goal is to make the recovery process as hands-off as possible for you. When you work with us, we coordinate all administrative requirements and ensure that our network of independent, licensed Florida attorneys handles the necessary court filings. These attorneys provide the legal representation required for any hearings or proceedings that may arise. This means you can have peace of mind knowing that professional legal counsel is managing the courtroom requirements on your behalf, usually without you ever needing to step foot in a courthouse.

To begin the recovery process, we will provide you with the necessary administrative and transfer documents required to facilitate the claim. Once these are reviewed, we’ll need your signature to move forward with the administrative processing of the surplus equity. To make things as easy as possible, we can coordinate a professional notary to come directly to your location or set up a secure remote online notarization (RON) session—whichever fits your schedule best. Our goal is to handle the paperwork logistics so you don't have to.

The timeframe for receiving surplus funds can vary depending on the complexity of the case.
Standard claims filed on behalf of the owner of record are typically processed within 2 to 3 weeks.

Contested claims or those that require probate may take several months to resolve.

For example, our most recent probate-related claim was completed in about 5 months, while our latest owner claim was successfully processed in just 17 days.

Choosing SOLR Surplus means you’ll have an experienced, trusted team handling your claim from start to finish — at no upfront cost to you.

If you file a surplus claim on your own, you’ll be responsible for paying all court filing fees, attorney costs, and notary expenses upfront. These costs can add up quickly, especially if the case involves probate or competing claims. You’ll also need to manage all the paperwork, deadlines, and legal procedures on your own.

At SOLR Surplus, we handle everything on a contingency basis — meaning we only get paid after you receive your funds. There are no hidden fees and no out-of-pocket expenses.

Our team has successfully handled hundreds of surplus claims across Florida, including complex cases involving estates, multiple lienholders, and contested funds. With our experience and network of skilled attorneys, you can be confident that your claim is being handled efficiently and professionally.

Yes, you can file a surplus claim on your own — but it’s important to understand what that involves.

When you file independently, you’re responsible for all upfront expenses, including court filing fees, notary fees, and attorney costs if legal representation becomes necessary. You’ll also need to prepare and submit the correct paperwork, meet strict court deadlines, and navigate potential complications such as probate issues or competing claims from lienholders or other parties.

At SOLR Surplus, we handle the entire process for you on a contingency basis — meaning you pay nothing upfront and we only get paid after you receive your funds.

Our experienced team has successfully managed hundreds of claims across Florida, ensuring that every case is filed correctly and followed through efficiently.

We only commit to cases that we are confident we can win. Before we move forward, our team performs a rigorous audit of the property’s title history, existing liens, and ownership records to identify any potential obstacles. Because we bear all the upfront costs and risks, we only invest our resources into claims that show a high probability of a successful recovery. While every case is unique and subject to court/county approval, our deep knowledge of Florida surplus statutes and our partnership with experienced attorneys have allowed us to maintain an exceptional track record. When we take on your case, it’s because our research shows the equity is there, and we have the expertise to go get it.

We work on a strictly contingency basis, which means you never pay anything out of pocket. Our fee is an agreed-upon portion of the recovered proceeds, which is only collected after the claim is successfully disbursed. This fee is "all-inclusive"—it covers every administrative and legal cost we pay upfront, including independent attorney fees, court filing costs, title research, and mobile notary services. This structure ensures our interests are fully aligned with yours: we only succeed when you do. By taking an assignment of the claim, we assume all the financial and legal risks of the recovery process. If we are unsuccessful for any reason, you owe us nothing.